Tax Reform Has Passed Parliament: What Property Investors Need to Know
Learn how Australia’s new tax reforms affect property investors, SMSFs, negative gearing and capital gains tax from 2027.
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Investments
Investing in Property: What You Need to Know
Investing in Property: What You Need to Know
Property investment offers potential growth and income, but it requires careful planning. Explore risks, tax considerations, loan structures, and the value of building the right advisory team.
Stamp Duty and Its Impact on Lending
Stamp duty is a major upfront cost that affects your deposit, LVR, and borrowing capacity. Learn how concessions work and why planning for this expense is critical.
Saving a Deposit: Understanding Genuine Savings
Lenders assess your savings history to confirm financial discipline. Understand what counts as genuine savings, what does not, and how this affects high LVR loan applications.
Understanding Offset Accounts: How They Can Help You Save on Your Home Loan
When it comes to managing your home loan, an offset account can be a powerful tool to reduce the interest
Principal & Interest vs Interest Only Repayments: What You Need to Know
When it comes to home loans, one of the key decisions borrowers face is choosing between Principal & Interest (P&I) repayments and Interest
Understanding Investment Loans and Owner Occupied Loans
The purpose of your property affects interest rates, repayments, and tax considerations. Understand the key differences between investment and owner occupied loans.
Understanding the Difference Between Coded and Non-Coded Loans
Coded and non-coded loans offer different levels of consumer protection. This guide explains how each loan type works, when they apply, and why understanding the distinction matters for your borrowing security.
Purchasing Commercial Property Within an SMSF: What Business Owners Need to Know
Choosing between building a new home and buying an existing property depends on your priorities, timeline and budget. Building offers custom design, modern features and lower early maintenance, but involves longer timeframes and potential delays. Buying an existing home provides faster move in, established neighbourhoods and clearer market value, though renovation or repair costs may apply. Understanding the process, costs and risks of each option helps you decide which path suits your lifestyle and financial goals.
Limited Recourse Borrowing in SMSFs: What You Need to Know
Thinking about setting up a Self-Managed Super Fund? An SMSF gives you direct control over your retirement investments, including property, but comes with strict responsibilities and compliance requirements. This guide outlines the key steps involved and explains how Residential Lending Group can connect you with trusted SMSF specialists to support your setup and financing journey.