Finance Resources & Expert Articles
Library
Small Business Instant Asset Write-Off
Learn how the permanent instant asset write-off helps eligible small businesses invest with greater confidence.
Discretionary Trust Tax Changes
Understand the proposed tax changes for discretionary trusts and what they could mean for business owners and investors.
Principal Place of Residence, CGT and Negative Gearing
Discover how tax reforms affect your principal place of residence, CGT exemptions and negative gearing.
SMSF Property Borrowing Changes: What Investors Need to Know
Learn how the new SMSF borrowing restrictions affect residential property purchases and existing lending arrangements.
Capital Gains Tax Changes: What Property Investors Need to Know
Find out how the capital gains tax changes may affect investment property, after-tax returns and future planning.
Negative Gearing Changes: What Property Investors Need to Know
Understand how the new negative gearing rules affect established properties, new builds and future investment decisions.
Tax Reform Has Passed Parliament: What Property Investors Need to Know
Learn how Australia's new tax reforms affect property investors, SMSFs, negative gearing and capital gains tax from 2027.
Investing in Property: What You Need to Know
Investing in Property: What You Need to Know
Property investment offers potential growth and income, but it requires careful planning. Explore risks, tax considerations, loan structures, and the value of building the right advisory team.
Stamp Duty and Its Impact on Lending
Stamp duty is a major upfront cost that affects your deposit, LVR, and borrowing capacity. Learn how concessions work and why planning for this expense is critical.
Saving a Deposit: Understanding Genuine Savings
Lenders assess your savings history to confirm financial discipline. Understand what counts as genuine savings, what does not, and how this affects high LVR loan applications.
Understanding Refinancing: What It Means and How It Can Benefit You
Refinancing replaces your current home loan with a new one to better suit your goals. Learn how lower rates, equity access, and new loan features may improve your financial position.
Using Equity as a Deposit for a Property: What You Need to Know
Using equity in your existing property can help fund the deposit for your next purchase. Learn how lenders assess equity, LVR limits, risks, and borrowing capacity before leveraging your home to buy again.
Understanding Credit Ratings and Defaults: How They Impact Your Lending Options
Understanding the Difference Between an Offset Account and a Redraw Facility
Both features help reduce interest, but they function differently. Understand how offset accounts and redraw facilities compare so you can manage your loan effectively.
Different Types of Home Loans: Basic Variable, Standard Variable, and Fixed Rate Loans
Different loan types offer varying levels of flexibility and repayment certainty. Explore how variable and fixed options compare before choosing your structure.
Understanding Alt Doc Loans and Loans for the Self-Employed
Alt Doc loans provide flexible income verification options for self-employed borrowers. Explore how alternative documentation works and when this option may suit your circumstances.
Bridging Loans: How They Can Help Navigate Settlement Challenges
Buying before selling can create settlement timing pressure. Learn how bridging finance works, who it suits, and what to consider before committing.
