Principal Place of Residence, CGT and Negative Gearing
Discover how tax reforms affect your principal place of residence, CGT exemptions and negative gearing.
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First Home Buyer
Capital Gains Tax Changes: What Property Investors Need to Know
Find out how the capital gains tax changes may affect investment property, after-tax returns and future planning.
Tax Reform Has Passed Parliament: What Property Investors Need to Know
Learn how Australia’s new tax reforms affect property investors, SMSFs, negative gearing and capital gains tax from 2027.
Stamp Duty and Its Impact on Lending
Stamp duty is a major upfront cost that affects your deposit, LVR, and borrowing capacity. Learn how concessions work and why planning for this expense is critical.
Saving a Deposit: Understanding Genuine Savings
Lenders assess your savings history to confirm financial discipline. Understand what counts as genuine savings, what does not, and how this affects high LVR loan applications.
Different Types of Home Loans: Basic Variable, Standard Variable, and Fixed Rate Loans
Different loan types offer varying levels of flexibility and repayment certainty. Explore how variable and fixed options compare before choosing your structure.
Understanding Offset Accounts: How They Can Help You Save on Your Home Loan
When it comes to managing your home loan, an offset account can be a powerful tool to reduce the interest
Lenders Mortgage Insurance (LMI) Waivers: What You Need to Know
Some borrowers may qualify for an LMI waiver based on profession or financial profile. Discover who may be eligible and how this can reduce upfront costs.
Understanding Lenders Mortgage Insurance (LMI): What You Need to Know
LMI protects the lender when you borrow with less than a 20 percent deposit. Learn how it works, what it costs, and how it affects your total loan amount.
The First Home Super Saver Scheme: A Guide for First Home Buyers
The FHSSS allows eligible buyers to use voluntary super contributions toward a deposit. Discover how the scheme works, contribution limits, and key considerations before applying.